Which auto insurance coverage reimburses for theft and other non-collision damages?

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Comprehensive auto insurance covers theft and other non-collision damages. It protects your vehicle from events that aren’t crashes with other vehicles or objects, such as theft, vandalism, fire, hail, flood, falling objects, and animal impacts. Collision coverage, on the other hand, pays for repair or replacement after a collision with another vehicle or object. Liability insurance covers damage or injuries you cause to others, not damage to your own car. Personal Injury Protection handles medical expenses for you and your passengers after an accident, not vehicle damage. Comprehensive is typically optional but commonly added to protect against a wide range of non-crash risks.