Which healthcare plan doesn't require a PCP?

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Multiple Choice

Which healthcare plan doesn't require a PCP?

In many health plans, a primary care physician acts as a gatekeeper, guiding your care and approving referrals to specialists. The plan that doesn’t require a PCP is the PPO, because you can see doctors directly, including specialists, without needing a referral. You’ll typically pay less if you stay in-network, but you’re free to visit any doctor without first consulting a PCP. The other options usually rely on having a PCP and getting referrals to see specialists, which is why they require a primary care physician.

In many health plans, a primary care physician acts as a gatekeeper, guiding your care and approving referrals to specialists. The plan that doesn’t require a PCP is the PPO, because you can see doctors directly, including specialists, without needing a referral. You’ll typically pay less if you stay in-network, but you’re free to visit any doctor without first consulting a PCP. The other options usually rely on having a PCP and getting referrals to see specialists, which is why they require a primary care physician.

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