Which of the following best describes the purpose of COBRA?

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Multiple Choice

Which of the following best describes the purpose of COBRA?

COBRA is about letting people keep their employer-sponsored health insurance for a limited time after a job ends or after another qualifying event. It continues the same plan the person had, rather than starting a new policy, so the coverage stays the same while the individual pays the full premium (often with a small admin fee). This helps avoid gaps in coverage during a transition to new coverage options. Eligible individuals typically include former employees and their spouses or dependent children who were covered under the plan on the day before the qualifying event, and the continuation period is usually 18 months, with possible extensions to 36 months in certain situations.

COBRA is about letting people keep their employer-sponsored health insurance for a limited time after a job ends or after another qualifying event. It continues the same plan the person had, rather than starting a new policy, so the coverage stays the same while the individual pays the full premium (often with a small admin fee). This helps avoid gaps in coverage during a transition to new coverage options. Eligible individuals typically include former employees and their spouses or dependent children who were covered under the plan on the day before the qualifying event, and the continuation period is usually 18 months, with possible extensions to 36 months in certain situations.

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